Defendant A, and B shall be punished by imprisonment for eight months, by imprisonment for six months, and by imprisonment for eight months, respectively.

except that this shall not apply.

Punishment of the crime

1. The Defendant merely borrowed the name in the name of the Plaintiff and the name of the secured loan, and received money from the Defendant under the name of the Defendant from the Defendant Saemaul Bank in the name of the Defendant, even if the Defendant did not have any intent or ability to repay the loan, the Defendant conspired with the Defendant to receive three million won in return for lending the name of the real estate secured loan from the Defendant Saemaul Bank in the name of the Defendant, which was located in the certified judicial scrivener office of Seocheon-gu, Seocheon-gu, Seoul Special Metropolitan City on June 7, 2010, which was located in the name of the Defendant 903, and the employee in charge of the loan in the name of the Defendant was transferred to the employee in charge of the loan in the name of the Defendant’s deposit account in the name of the Defendant on the same day, stating, “I wish to obtain the loan as collateral since the purchase amount falls short of the funds to purchase the G G building 402 in Incheon Metropolitan City, which was transferred from the injured party as a deposit account on the same day.

2. The defendant B merely borrowed a loan from the name and the borrowed loan name to the needy, and received the money under the name of the defendant, even if the defendant was given a loan from the Saemaul Bank in the name of the defendant, the defendant conspired with the infinite person to receive 4 million won in return for the loan from the injured party although he did not have the intent or ability to repay the loan. On November 29, 2010, at the certified judicial scrivener's office located in Seocheon-gu Seoul Special Metropolitan City, Nowon-gu, Seoul Special Metropolitan City, 903, the defendant received 100 million won in return for the loan from the injured party. On the same day, the defendant was remitted from the injured party to the deposit account in the name of the defendant.

3. Defendant D merely lends the name of the purchase and the name of the secured loan to the victims, and only receives the payment.