A. The Plaintiff concluded three insurance contracts (hereinafter “each of the instant insurance contracts”) with D, the insured D, and the beneficiary’s statutory heir of the death insurance proceeds as follows:

The amount of the insurance product covered by the relevant insurance contract (original injury) as one of the 100,000,000,000 or 100,000,000 or 201.09 from 201.09 to 2064.01.09 from 2064.00,000 of the basic contract (general injury, death and death) 50,000,000 to 10,000,000 from November 03, 2006 to November 03, 2003 to 10,000,000,000,000 for a basic contract for integrated insurance (general injury, death and death damage) (general injury, death and death)

D (hereinafter referred to as “the deceased”) died at home on March 24, 2012 after putting the neck.

(hereinafter referred to as “instant accident”). C.

On September 2, 2014, the Defendants, the legal inheritor of the deceased, claimed the payment of the insurance money to the Plaintiff, and the Plaintiff refused the payment of the insurance money.

The provisions of the terms and conditions applicable to each insurance contract of this case concerning the accident of this case are as follows.

Article 14 (Compensation for Loss) (1) If the insured has sustained bodily injury due to a sudden and incidental accident during the insurance period (hereinafter referred to as "accident"), the company shall compensate for the loss resulting from the injury in accordance with the terms and conditions of this Agreement.

§ 15 (Non-Compensation for Loss) ① The Company shall not directly or indirectly inquire into the cause and shall not compensate for any loss arising from the following causes:

1. The intention of the insured;

4. Self-injury by the insured, suicide, attempted suicide, criminal act under the Criminal Act or act of violence (Provided, That if it is recognized as self-defense under the Criminal Act, emergency evacuation, or legitimate act, compensation shall be made for it);

5. An insured's disease;

6. Facts that there is no dispute over an injury (based on recognition) caused by the mental or physical disorder of an insured person, evidence Nos. 1, 2, and 3 (including each number), and the purport of all pleadings;

2. The assertion and judgment

(a)on the first day;