(4) Article 208(3)3 of the Civil Procedure Act (amended by Public Notice) provides that “A creditor shall be deemed to be a “Plaintiff” and “debtor”. Meanwhile, at the first date of pleading, the Plaintiff reduced the amount of damages for delay by 12% per annum from the following day of delivery of a copy of the claim of this case and the application for modification of the cause of the claim, to the day of full payment.”