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(영문) 광주지방법원 2015.12.17 2015가합58428

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 29, 2003, the Plaintiff entered into an insurance contract between the Defendant and B, the Plaintiff’s wife B, and the Plaintiff’s beneficiary, as indicated in the attached Form 1 insurance contract (hereinafter “instant insurance contract”).

B. Of the coverage content of the instant insurance contract, the part relating to the instant insurance contract is as follows.

In the case of being hospitalized for the purpose of direct treatment of cancer cancer, thale cancer, or baleing, the amount of KRW 100,00 per day of hospitalization, KRW 30,00 per 1,00 per day of hospitalization, and the amount of KRW 31,00 per day of per 1,00 per 30,00 for the purpose of direct treatment of thale cancer, 30,000 per day of hospitalization, and the amount of KRW 50,00 per 30 per day of hospitalization, and the amount of KRW 15,00 per 15,00 per 1,00 for the number of more than 30 days of hospitalization, and the amount of KRW 15,00 per 1,00 for the direct purpose of treatment of thaleum cancer, baleum cancer, faleum cancer, or dalealeing species.

C. B, around July 2004, after undergoing a genetic cancer diagnosis (the first cancer diagnosis) at the Hamnam University Hospital around 2004, B was diagnosed as a crypology surgery and hump cancer treatment, etc. on or around July 30, 2004. On October 19, 2007, undergo a diagnosis that cancer cells were transferred from the same hospital (the second cancer diagnosis) with chromosomes, frykes, spine, and peltomaths (the second cancer diagnosis) and received a radioactive therapy from October 19, 207 to November 6, 2007, and received a cryposis surgery at the same hospital (the third cancer diagnosis) and received a cryposis surgery on both sides of the crypary cells cells (the third cump diagnosis). On June 18, 2013, 2013 and received a cump therapy surgery on both sidess (the 16th 20 pump surgery).

3B was hospitalized before and after the above inception operation.