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1. The Defendant shall pay to the Plaintiff KRW 39,00,000 and the interest rate of KRW 15% per annum from January 16, 2016 to the day of complete payment.

Reasons

1. Comprehensively taking account of the overall purport of arguments stated in Gap evidence Nos. 1 through 10, Seosan Fisheries Cooperatives (hereinafter "the loan of this case") on November 29, 2007: 39,00,000 won (Article 3 (2) 2 of the General Terms and Conditions for Credit Transactions), 18% of the interest rate for delay, and 29% of the due date for repayment as of November 29, 2008; 200,000 won were extended to the defendant on December 10, 2013; 30,000 won was delivered to the defendant on December 23, 2015; 3,000,000 won was delivered to the defendant on December 10, 2013; 205,000,000 won was delivered to the defendant on August 31, 2015; and 3,015,000 won was delivered by Seosan Fisheries Cooperatives to the defendant on the above claim No.