Where the defendant fails to pay the above fine, one hundred thousand won shall be one day.

Where an unregistered credit service provider lends a loan, he/she shall not receive interest exceeding the maximum interest rate provided for in the Interest Limitation Act.

Nevertheless, on January 13, 2012, the Defendant lent KRW 3 million to E at the D cafeteria located in G in Gpopospospospospospospospospospospoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoing

Accordingly, the Defendant received interest exceeding 30% per annum at the time when the Interest Limitation Act was prescribed.

Summary of Evidence

1. Defendant's legal statement;

1. The police statement concerning F;

1. Report on investigation (teleline examination) (Evidence No. 48 pages);

1. Application of Acts and subordinate statutes to report on investigation (report on the calculation of interest rates);

1. Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts and the Selection of Punishment;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;