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(영문) 광주지방법원목포지원 2015.08.13 2014가합12459

보험계약무효확인등의 소

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 24, 2004, the Defendant entered into an insurance contract on the attached list No. B with the insured as the Defendant’s wife B (hereinafter “instant insurance contract”).

B. B, as indicated in Table 1, was hospitalized in C Hospital for 8 days from December 18, 2007 to December 25, 2007, as well as for 451 days until September 29, 2014. However, the Plaintiff calculated the total number of hospitalization days as 605 days by calculating the number of hospitalizations in duplicate as stated in Table 1, Nos. 12, 14, 25, and 31.

The Defendant received insurance money of KRW 36,88,817 in total from the Plaintiff in relation to the above hospitalization treatment.

순번 입원일 퇴원일 진단명 병원 일수 1 2007. 12. 18. 2007. 12. 25. 좌측 난소종양 C병원 8 2 2011. 5. 9. 2011. 5. 23. 양측 원발성 무릎관절증 D병원 15 3 2011. 10. 25. 2011. 11. 7. 양측 일차성 무릎관절증 D병원 14 4 2012. 1. 6. 2012. 1. 19. 양측 슬관절염 목포시의료원 14 5 2012. 2. 8. 2012. 2. 14. 항문직장누공 E외과의원 7 6 2012. 3. 5. 2012. 3. 16. 양측 슬관절염 목포시의료원 12 7 2012. 4. 20. 2012. 5. 3. 양측 슬관절염 목포시의료원 14 8 2012. 5. 16. 2012. 5. 29. 양측 일차성 무릎관절증 목포시의료원 14 9 2012. 6. 13. 2012. 6. 26. 양측 슬관절염 목포시의료원 14 10 2012. 7. 16. 2012. 7. 27. 양측 퇴행성 관절염 목포시의료원 12 11 2012. 8. 8. 2012. 8. 23. 양측 일차성 무릎관절증 F병원 16 12 2012. 8. 30. 2012. 9. 12. 지방간, 비궤양성 소화기능 장애 G병원 14 13 2012. 10. 9. 2012. 10. 22. 퇴행성 추간판질환 H병원 14 14 2012. 10. 31. 2012. 11. 15. 척추협착, 요추부 F병원 16 15 2012. 11. 27. 2012. 12. 7. 요통 목포시의료원 11 16 2012. 12. 13. 2012. 12. 26. 퇴행성 척추증, 요추부 G병원 14 17 2013. 1. 2. 2013. 1. 16. 위식도역류병 I병원 15 18 2013. 1. 22. 2013. 2. 4. 퇴행성 척추증 G병원 14 19 2013. 2....