The defendant, in collusion with the name-free person who became aware of while searching for the loan on the Internet, provided the lessor's role, the defendant served as the lessee, and provided the forged lease contract as security and received the loan.

1. On November 201, 2011, the Defendant: (a) conspired to forge a private document forgery to forge a false apartment charter contract and a certificate of employment by making telephone conversations with an unqualified person at an unsound place; (b) around November 201, the Defendant conspired to forge a false apartment charter contract and a certificate of employment.

On November 201, 201, the Defendant informed the name and poor person of the Defendant’s personal information, address, name of the owner of the apartment, etc. at a false place, and had the name poor person affix his/her seal of L, who was in possession of his/her name in advance, to the location column of the real estate in the apartment charter contract form, “Seoul AX apartment 105 Dong-dong 804,” “10 million won in the deposit column,” “L to the lessor,” “A to the lessee column,” and “AI’s name,” respectively.

B. The Defendant, at the time and place of the foregoing paragraph (a) above, informed the name-oriented person of the Defendant’s personal information, job-related information, etc. in the name column of the certificate of employment, and had the name-oriented person enter “A”, “A”, “AI” in the resident registration number column, “In the position column”, “Seoul city AX apartment 105 dong 804”, “Integrated Medical Research Center” in the work division column, “from January 3, 2011 to May 11, 2012 (1 year and 4 months)” in the service period column, “the purpose of submitting bank” in the “B”, “X AY” in the lower part of the above site, and affix a seal under the name of the head of the industrial cooperation group AY who was in possession of it next to the name of AY.

As a result, the defendant in collusion with the name-in-factd person in order to obtain a loan as security for the deposit for lease on a deposit basis, one apartment lease contract in the name of L, which is a private document about rights and obligations, and one copy of a certificate of employment in the name of AY, which is a private document about certification