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(영문) 서울중앙지방법원 2014.12.23 2013가단336526

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. On November 14, 2012, the Defendant is an insurer that entered into an non-dividend K holding agreement with A on November 14, 2012, an non-dividend K holding agreement as listed in attached Table 1, and an non-dividend K holding agreement as listed in attached Table 2 on March 29, 2013, and a non-dividend K holding agreement with Plaintiff C on December 5, 2011.

B. On June 22, 2013, G, the insured of each of the above insurance contracts (hereinafter referred to as “the Deceased”), was found to have died after having died from the prefabricated-type house bed away from the bottom of the prefabricated-type house located in Sejong Special Self-Governing City Hal Province.

C. A died on April 28, 2014, and Plaintiff C, B, D, E, and F are co-inheritors of the network A.

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 through 20, Eul evidence Nos. 1 through 7, fact inquiry results against the National Health Insurance Corporation, the purport of the whole pleadings

2. Determination

A. The deceased alleged in the plaintiffs died after being separated from the bed of the bed from the bed to the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the bed against the

B. 1) Determination 1) Of the requirements of an insured accident covered by a personal insurance contract, contingent accident refers to an accident caused by an unexpected cause, not intentional but unexpected cause, which means an accident resulting from which the insured could not have anticipated as a normal process. The external accident refers to an accident caused by external factors, not due to the physical defect of the insured, i.e., disease or physical physical factors. The occurrence of the accident means that the cause of the accident was caused by external factors, not due to the physical defect of the insured. The burden of proof is borne by the claimant for the insurance (see, e.g., Supreme Court Decision 2010Da6857, May 13, 2010) as to the causal relationship between the occurrence of the accident, the external nature, and the result of the injury or death, and the result of the accident.