보험금
1. The part of the judgment of the court of first instance against the defendant shall be revoked.
2. The plaintiff's claim as to the above cancellation part is dismissed.
1. Basic facts
A. On February 11, 2015, the Plaintiff concluded an agricultural NH safety insurance contract with the Defendant, an insurance company, and set the insurance period from February 11, 2015 to February 10, 2016, and the beneficiary and the insured as the Plaintiff.
According to the terms and conditions of the above insurance contract (hereinafter referred to as the "Terms and Conditions of this case"), in the case of disabilities caused by a disaster in the course of farming, insurance proceeds of KRW 75,000,000 shall be paid by multiplying the rate of disability payment, and in the case of disabilities caused by an accident in the course of farming, insurance proceeds of KRW 15,00,000 by the rate of disability payment.
B. The main contents among the scope of agricultural works set out in the terms and conditions of this case are as follows.
1. The term "agricultural work" means work conducted for the purpose of agriculture, which falls under any one of the following items:
(c) Work following breeding and incubation of livestock specified in the Livestock Industry Act;
4. The "work" referred to in subparagraph 1 refers to any one of the following matters, in addition to the direct work:
Moving of residential and agricultural machinery to the residential place and the agricultural place of work (including the cases where the insured is on board the agricultural machine);
(b) Direct transportation of agricultural products between residential places, places of work, and shippers;
(c) Processing, sorting, building and packing for shipping agricultural products;
(d) Direct transportation of agricultural materials between residential and agricultural places of work;
(e)the work of the insured on their own or on their own repair of agricultural machinery, except for accidents that occur while in motion for repair; 5. The specific scope of "agricultural machinery", "direct transport work", and "agricultural material" among items of sub-paragraph 4 shall be as follows:
(b) "Direct transport" in subparagraph 4 (b) and (d) means the actual transport of hand bags, cirls, cargo trains, or agricultural machinery, except the movement after shipment for transport (delivery).
The term "agricultural materials" in subparagraph 4 (d) means agrochemicals, fertilizers, feed, agriculture.