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(영문) 인천지방법원 2016.02.19 2014가단205460 (2)

채무부존재확인

Text

1. With respect to the accidents described in paragraph 1 of the annexed Form 1, the insurance contract shall be based on the annexed Form 1 Section 2.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. The Plaintiff is an insurer who has entered into a comprehensive insurance contract for the business automobile (hereinafter “instant insurance contract”) with respect to the FF Cargo Vehicles owned by Nonparty E (hereinafter “In the instant insured automobile”) with the content indicated in attached Form 1(2). The main provisions of the instant insurance contract related to the instant insurance contract are as follows. The insurance policy of the instant insurance contract provides that the insurance contract of this case shall pay 30 million won per victim in the event of the death of himself/herself due to his/her physical accident.

§ 13. Insured: A person entitled to file a claim for compensation with an insurance company, who falls under any of the following, and the specific scope of the insured shall be at the risk of complying with their respective guaranteed issues:

The Insured: He refers to a person who uses or manages insured motor vehicles with the consent of the Insured.

Article 7 (insured) In respect of the Personal Compensation II and the Compensation for Substitutes, the Insured refers to any of the following persons:

3. In the case of an insured worker's physical accident under Article 12 (Compensation for Loss) of the Insured, an insurance company shall be bound to compensate for the loss resulting from the death or injury of the insured worker caused by any of the following accidents, which occurred while the insured owns, uses, and manages an insured motor vehicle:

1. The scope of the insured shall be as follows: (a) the insured may claim for compensation from an insurance company due to an accident resulting from the operation of an insured motor vehicle in its own physical accident Article 13 (insured).

1.Article 7 (Types and Limits of Insurance Money) of the Insured under Article 15 (Types and Limits of Insurance Money) of the Insurance Contract No. 15 (Types and Limits of Insurance Money) is the following limits:

1. It shall be limited to the amount of death insurance entered in a death insurance policy;

B. G (hereinafter referred to as “the deceased”) is as above E-.