A. Defendant A and C intended to obtain a loan of land D, E, and F (hereinafter “D land 1 real estate”) as security, and sought a loan of land as desired, but did not have appraisal as desired. Defendant B and Defendant B, an appraiser affiliated with one appraisal corporation (hereinafter “Appraisal Corporation”) on March 3, 2010, conspired to obtain a forged appraisal report to create an appraisal report with one appraisal corporation (hereinafter “Appraisal Corporation”) at the end of 1.4 billion won or more, and Defendant C concluded an scrap metal contract with the Veterans Association, and signed it with the said Association to have an open seal of 00,000,000 won and signed it with other banks within 3 months, so that the appraisal report of this case does not have the authority to write the appraisal report under the name of 20,000,000,000 won and 30,000,000 won and 60,000,000 won and 6,000,00 won and 30,00,00.

B. On April 9, 2010, Defendant A filed an application for a loan in the name of H and Sick Plant Co., Ltd., and exercised two copies of the forged appraisal report that he received from Defendant B, as if they were genuinely formed, Defendant A submitted two copies to the Plaintiff’s employee I, who knew of such fact, as if they were genuine, and followed the security value.