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(영문) 인천지방법원부천지원 2016.04.20 2015가합100616

보험에관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On April 23, 2013, the Defendant entered into an insurance contract between the Plaintiff and the Defendant with the Defendant as the insured and the beneficiary (hereinafter “instant insurance contract”).

B. From May 13, 2013 to June 10, 2013, the Defendant received hospitalized treatment for 29 days in the name of salvinum salinum, etc. at the B Hospital located in Busan-si, as indicated in the attached Table 2, from May 13, 2013 to June 10, 2013, and received KRW 9,675,000 in total from the Plaintiff according to the instant insurance contract.

C. From March 5, 2003 to November 28, 2014, the Defendant, including the instant insurance contract, concluded a total of 18 insurance contracts with the Defendant as the insured as stated in the attached Table 3, including the details of the conclusion of the insurance contract, and thereby, the monthly insurance premium that the Defendant is liable to pay was at least 433,465 won as of November 28, 2014, as of November 28, 2014.

This became the subject of this.

[Based on recognition] Each statement of Gap evidence Nos. 1 through 4 (including numbers; hereinafter the same shall apply), the result of each financial transaction information about Eul's personal e-mail, teaching life insurance, KDB life insurance, NH Insurance Co., Ltd., Dongbu Fire Marine Insurance Co., Ltd., interesting fire marine insurance Co., Ltd., KB damage insurance, KB damage insurance, and the Postal Service Information Center's submission order

2. While the Defendant asserted that the Plaintiff had no reason to double purchase a large number of guaranteed insurance, the Defendant concluded a collective nine insurance contract including the instant insurance contract between April 19, 2013 and April 24, 2013.