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(영문) 서울중앙지방법원 2014.04.11 2013가단59959

보험금

Text

1. The Defendant shall pay to each of the Plaintiffs the amount of KRW 25 million and each of the said amounts, from November 10, 2012 to April 11, 2014.

Reasons

1. Basic facts

A. On June 20, 2008, Plaintiff B entered into an insurance contract for non-dividend security (hereinafter “instant insurance contract”) with the Defendant on the following terms:

- Insurance period: on June 20, 2008, from June 20 to June 20, 208 (78 years), 50,000 won for the first insurance premium: the insured: D) the statutory heir, beneficiary of death insurance: the insured himself/herself - major coverage of the insured / [basic guarantee] death: 50 million won for the purchase of insurance coverage amount; 50 million won for traffic injury (non-driver) death (special agreement] - Article 16 (Death Insurance Amount) of the main contents of the General Terms of the Insurance Contract of this case - Article 14 (Death Insurance Amount) of the Insurance Contract of this case - If the insured directly suffered an injury due to an accident as provided for in Article 14 (Death) and dies within two years from the date of the accident, 50 million won shall be paid to the beneficiary as death insurance amount.

Article 29 (Duty to Notify after Contract) (1) Where the insured has entered into a contract and then has changed his occupation, duty or age (including the case where a self-employed driver changes his occupation or duty to a driver for business), or has directly used a two-wheeled motor vehicle or motor device bicycle, he shall immediately notify the company in writing and obtain confirmation from the insurance policy (insurance policy).

Article 30 (Effect of Violation of Obligation to Notify) (1) The Company may terminate this contract regardless of the occurrence of damages, in the following cases:

2. In the event that a company fails to perform its duty to inform after the conclusion of a contract prescribed in Article 29(1) with respect to a significant increase in risk, Article 2(1) of the Insurance Contract provides that the company shall be liable for any of the following accidents (hereinafter “traffic accident during the non-driving of a motor vehicle”) during the insurance period: