1. On May 23, 2014, the criminal defendant involved in the borrowing of a loan requires the victim C to lend money to the victim C at his/her expense.

When lending money, it was false to the effect that the interest is lent to another person and the interest is returned immediately, and that the lending of money is changed.

However, the Defendant was in the past due to business failure and investment failure in Vietnam Fund, and was thought to use most of the loans from the damaged party as debt repayment. There was no special property at the time of bad credit standing, and most of the profits from the packages operated by the Defendant were paid in installments for the repayment of debt, and there was no way to repay the victim’s money except the so-called “refusal to refund,” but there was no way to repay the victim’s money. Thus, even if the Defendant borrowed money from the damaged party, there was no actual ability to repay the money normally.

After all, the Defendant, by deceiving the victim as above, was managed by the Defendant on the same day from the injured party.

D In the name of the Agricultural Cooperative (Account Number: 600,000 won was remitted to E) from that date to December 9, 2016, the sum of KRW 118,464,000 was remitted to 191 times in total, such as the previous list of crimes (1) in attached Form 1, 2016.

2. On May 29, 2015, the Defendant entered into a false statement that “Around May 29, 2015, the Defendant would pay the Plaintiff the relevant amount if he/she borrowed a card to remove the goods.”

However, even if the defendant received a card from the injured party due to the same situation as the above 1, he did not have the ability to pay the amount normally.

Ultimately, the Defendant, by deceiving the victim as above, received agricultural card under the name of the victim on the same day from the victim, and received 2,000,000 won as payment.