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(영문) 광주지방법원목포지원 2016.08.18 2015가합11224

부당이득반환 등

Text

1. It is confirmed that an insurance contract entered into between the Plaintiff and the Defendant is null and void.

2. The defendant shall be the plaintiff.

Reasons

1. Basic facts

A. On June 4, 2009, the Defendant determined himself as the insured and the beneficiary of survival, and concluded an insurance contract in attached Form 1 with the content that the insured is paid daily allowances for hospitalization from the Plaintiff when the insured is receiving treatment for injury or disease (hereinafter “instant insurance contract”).

B. From December 7, 2009 to December 26, 2009, the Defendant received hospitalization at B Hospital on the ground of blurgical certificate for 20 days, from that time, from that time to March 13, 2015, from that time, 26 days of hospitalization and 7 days of outpatient treatment as shown in the attached Table 2, and received insurance proceeds from the Plaintiff according to the insurance contract of this case.

C. Meanwhile, the insurance contracts that the Defendant concluded with the insurance company including the Plaintiff before and after the conclusion of the instant insurance contract as the insured, and the insurance premiums, hospitalization allowances, and the details of the paid insurance money are as listed below.

Although the effective period of 30,000 30,000 30,000 30,000 30,000 on November 15, 2006 between the insurance company's monthly insurance premium (1KB damage) 20.6 billion won per day of the contract, the Defendant paid 70,000 insurance premium No. 1 insurance contract No. 30646,60,000 on June 13, 207, 706, 70,000 640,000 640,60,000 640,06,00 64,06, 60,06, 60,06, 60, 60, 306, 60, 60, 30, 300, 40, 309, 304, 306, 309, 44, 2009