1. On July 11, 2014, the Defendant deceptioned the victim D to the effect that “I will use money in advance, and would immediately repay the money, if I would lend three million won to Igsan-si.”

However, the Defendant did not have any intent or ability to repay money by the due date, even if he borrowed money from the injured party due to the absence of any particular property or any fixed monthly income as the bad credit holder at the time.

As above, the Defendant received 3 million won in cash from the injured party, i.e., the defrauded, and received 70 million won in total from the injured party on seven occasions, such as the previous list of crimes (1) in the attached Form.

2. On July 30, 2014, the Defendant deceivingd the victim D to the effect that “I will use a Name Credit Card and repay the price without fail,” at the F cafeteria located in the Southern-gun E, Nam-gun, Seoul, and the victim D’s “I will lend Name Credit Card.”

However, the defendant did not have the intention or ability to pay the price even if he uses the credit card of the victim in financial circumstances such as the above mentioned.

As above, the Defendant received the said modern card from the injured party from July 30, 2014 to October 28 of the same year from July 30, 2014, and used the said card as shown in attached Table 11,79,485 won in total over 12 times, such as the previous list of crimes (2) and did not pay the price, thereby obtaining pecuniary gains equivalent to the said amount.

3. On August 11, 2014, the Defendant deceivingd the victim D to the effect that “I would pay the amount after using a credit card if I would lend IBD credit card.”

However, the defendant did not have the intention or ability to pay the price even if he uses the credit card of the victim in financial circumstances such as the above mentioned.

As above, the defendant is the person who caused the damage.