A. A. The National Bank Co., Ltd. (hereinafter “National Bank”) concluded an entrustment contract with the Defendant with respect to the duties of performing credit card business and the duties related thereto, and performed the solicitation and management of credit card holders.

B. C is a person who became a member of the National Bank around August 198 and served as a site site owner of the National Bank D branch from January 17, 2013 to August 20, 2014.

C. On May 22, 2013, the Defendant received an application for a credit card loan using a national card (credit card number: E; hereinafter “the card No. 1”) in the Plaintiff’s name, and deposited KRW 700,000 from a national bank account in the Plaintiff’s name (Account Number: F; hereinafter “instant account”) with the card loan loan account in the Plaintiff’s name.

(hereinafter “the first card loan”) D.

The Defendant received an application for credit card loan using a national card (credit card number: G; hereinafter “instant No. 2 card”) in the name of the Plaintiff B through an automation device twice on April 3, 2013 and April 4, 2013, and received an application for credit card loan using the Plaintiff’s credit card under the name of the Plaintiff B, and KRW 400,000 from the national bank account (Account Number: H and “instant No. 2 account”) in the Plaintiff’s name on April 3, 2013, and the same month.

4. Each credit card loan of KRW 14 million was deposited

(hereinafter collectively referred to as "loan No. 2 of this case". 【No. 2 of this case's 【Ground for Recognition', 【No. 7-1, 2, and 10 of Gap, Gap evidence No. 13 and 15, Gap evidence No. 16-1, 2, Gap evidence No. 21, 32, 33, Eul evidence No. 10 and 14, the witness's testimony, and the purport of the whole pleadings.

2. As to the plaintiff A's claim

A. On May 22, 2013, Plaintiff A’s assertion (i.e., the English name stated in the first card) was wrong, and thus, Plaintiff A again issued the first card after correction and again requested to destroy the first card. However, Plaintiff A’s assertion that Plaintiff A used the first card without permission of Plaintiff A without permission.