However, with respect to Defendant A and C, the date the judgment of this case became final and conclusive.

[criminal record] On April 19, 2013, Defendant B was sentenced to two years of suspension of execution and one year and six months of imprisonment with prison labor at the Busan District Court on June 2013 due to a violation of the Act on the Aggravated Punishment, etc. of Specific Crimes (Retaliatory Crime, etc.). The above judgment was finalized on September 16, 2013.

[Criminal facts]

1. The Defendants’ public offering “The National Housing Fund loan loan scheme” means a commercial bank’s loan by up to 70% of the deposit money for the lease on a deposit basis where ordinary people below KRW 50,000 have received a loan from a commercial bank with the said fund as a source of annual income. 90% of the loan is able to compensate for 90% of the loan from the said corporation even if the loan is impossible to collect due to the Korea Housing Finance Corporation’s guarantee.

D, E, and Bloscers of loans offered by commercial banks for the guarantee of the Korea Housing Finance Corporation, through the fact that commercial banks run the loan review and the recovery of loans, they recruited the companies that can be employed by disguised employment of the lessee (one customer), the owner of real estate who owns a false lease contract, the lessor, and the lessee, who is the owner of real estate that can conclude a false lease contract, and conspired with the Defendants to acquire the loans by deceiving the banks under the method of manipulating documents as if the lessee actually signed a lease contract and works for the company.

2. Defendant A and F conspired to take part in the loans borrowed from the bank by submitting a false charter agreement, etc. to the bank, and then divided them into the aforementioned sub-loan hybrids.

On September 17, 2010, the defendant provided the above 109-dong G apartment 1803 in his own name to the above subleter, and on September 17, 2010, F prepared a false lease contract as if F leased the above real estate owned by the defendant at the office of a certified broker located in the Busan-gun, Busan-gun with the above loan bromoer in the above loan 70 million won.

F means Busan around September 2010.