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(영문) 광주고등법원 2017.02.06 2016나11270

보험금

Text

1. The plaintiff's appeal against the defendants is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

purport, purport, and.

Reasons

1. Basic facts

A. 1) The Plaintiff entered into an insurance contract with Defendant A (hereinafter “the deceased”).

In the case of a beneficiary of death insurance, the beneficiary shall be a statutory heir on July 12, 2012.

2. An insurance contract indicated in paragraph (1) of the indication of the insurance contract (hereinafter “instant insurance contract”) and the attached Form March 16, 2013

2. The insurance contract mentioned in paragraph (2) of the indication of the insurance contract (hereinafter “instant No. 2 insurance contract”) was concluded, respectively, by referring to the instant insurance contract No. 1 and No. 2.

2) The Defendants, as their parents, are co-inheritors of the Deceased, and are beneficiaries of respective insurance contracts of this case. 3) The general injury death insurance money of the first insurance contract of this case is KRW 120,000,000, and the general injury death insurance money of the second insurance contract of this case is KRW 50,000.

4) Of the terms and conditions of each of the instant insurance contracts, the parts relating to the instant case are as follows. Article 25 (Obligation to Notify after the Conclusion of the Accident Insurance Contract) ① The contractor or the insured (person insured) includes the change of his occupation, duty or age (including the change of his occupation or duty to a private driver) during the insurance period.

(2) If the risk has been increased due to the intention or gross negligence of the contractor or the insured (person insured) by intention or gross negligence, the company may request or terminate the contract within one month from the date of receipt of the notice. (3) If the contractor is required to pay the premium in accordance with the notice of paragraph (1), if the contractor neglects the payment of the premium, the company shall be subject to the change of occupation, duty or age (hereinafter referred to as “the change.”).