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(영문) 서울남부지방법원 2019.09.19 2019가단204177

구상금

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1. The Defendant’s KRW 300,000,000 as well as the Plaintiff’s annual interest from December 1, 2018 to January 29, 2019, and the following.

Reasons

1. Facts of recognition;

A. The Plaintiff concluded a fire damage insurance contract with C (hereinafter “C”) with the insured C, the insurance period from April 9, 2018 to April 16, 2019; and the insurance amount of KRW 6,546,00,000 with the insurance amount of KRW 6,546,00,00 with respect to the building of the ground-based D (hereinafter “instant factory”) and the equipment and fixtures in the factory.

B. On July 23, 2018, C sold to the Defendant the content in the instant factory (hereinafter referred to as “the content in this case”) at KRW 70 million (excluding value-added tax), and the employees belonging to the Defendant dismantled and transported the content in the instant factory on July 27, 2018, around 16:15.

C. During the above work process, E’s operation of carrying the instant content accessories onto the knife onto the instant knife and moved, the pipe shacks out by shocking (hereinafter “instant accident”) the pipes of other content-based heat media oil (250~300C) in operation, and the high temperature heat oil and oil vapor was accumulated into the floor. The fire (hereinafter “instant fire”) occurred when the pipe was laid into the sprink in the form of oil oil generated by falling the pipe on the floor, and the fire was laid out by the oil vapor in the form of oil vapor (hereinafter “instant fire”).

On September 20, 2018, the Plaintiff paid C insurance money of KRW 500 million for the instant factory and KRW 500 million for the insurance money of machinery. On November 30, 2018, the Plaintiff paid insurance money of KRW 349,785,581 for the instant factory building, KRW 21,568,230 for the warehouse building, KRW 14,330,596 for the insurance money of inventory assets, KRW 169,92,60 for the instant fire, KRW 922,609 for the machinery, KRW 909,094,765 for the insurance money of KRW 26,67,226 for the household fixtures, and KRW 3,491,379,07 for the aggregate.

Details of the calculation of insurance proceeds are as listed below:

E. The fire site investigation report prepared by the chief of Wancheon Fire Department will have "in relation to the cause of the fire in this case."