beta
(영문) 의정부지방법원 2020.08.25 2018가단14373

보험금

Text

1. The instant lawsuit shall be dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 3, 2000, the Plaintiff subscribed to C, an insurance product of the Defendant running an insurance business.

(hereinafter referred to as the “instant insurance”). B. The instant insurance purchased by the Plaintiff

Among insurance money to be paid when an insurance accident occurred in the instant insurance, the amount of disaster disability benefits is to be paid according to the degree of disability in the event of a disability in Grades I through VI due to a disaster.

In relation to this, the physical disability of the attached Table 3 of the Terms and Conditions set forth in the physical disability classification table of the attached Table 3 provides that "if one has permanently lost the eyesight of one eye," and the physical disability of the attached Table 4 provides that "if two visual disorders remain permanently, respectively, they shall be left permanently," and "disaster" means any friendly external accident (if a person who has a disease or physical handicap and has caused any minor external factor or aggravated symptoms thereof, the minor external factor shall not be deemed any contingent external accident) and the following classification table includes drugs, medicine and biological material that cause adverse effects in the treatment of 28." The classification table includes drugs, medicine and biological material, and patient's disaster among internal medicine and internal medicine treatment, and excluded items from the disaster include any accident without the intention or negligence of the diagnosis and treatment agency of the patient."

C. In order to undergo a disc surgery on June 30, 2006, the Plaintiff was hospitalized in the Egalian department located in Gangnam-gu Seoul Metropolitan Government D, and " below the surgery on July 1, 2006" means "the instant surgery."

As a result of the Defendant’s blood examination before the surgery, there is a problem such as giving blood treatment to prote-ROMs and performing the function of prote-ROMs (if the response function is deteriorated, it is not good to give blood treatment or that it is not good to give blood treatment. On the other hand, if the response function and function are excessive, it may cause a problem such as blocking blood treatment by easily responding to blood.

section 2(3) of this title.