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(영문) 서울남부지방법원 2015.01.16 2013가합102221 (1)

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On February 27, 1997, the airport bus Co., Ltd. concluded an insurance contract with the Defendant (hereinafter “instant insurance contract”) with the following content.

1) The name of goods: The insurance period from February 27, 1999 to February 27, 2019, and the amount to be paid for the payment of insurance money (in the case of an accident involving the principal insured), the name of the goods: The name of the goods: The name of the principal insured and the beneficiary (Plaintiff 3): On February 27, 199 to February 27, 2019, and the disability pension of Grade 1 to Grade 30,000 won due to the accident of Grade 2 to Grade 3,21,000 won due to the accident of Grade 3,00,000 won of Grade 1 to Grade 3,00 won due to the accident of Grade 1 to Grade 2,00,000 won of Grade 2 to Grade 1 to Grade 4,00 won per year, and the disability pension of Grade 3 to Grade 1,1,000 won per year.

B. On December 19, 201, at around 04:41, the Plaintiff was found to have been used in one’s own house penthouse, and was sent back to a wooden Dong Hospital affiliated with a university affiliated with the university of Egyptian National University (hereinafter “Egypty Hospital”) around 05:04. As a result, two parts of the hospital implemented at the above hospital showed severe cerebral cerebraloptye, external cerebralopacy, external cerebralopacy, ephalopacy, ephalopacy, the right-hand lephalopathy, etc. were confirmed, and received emergency tension ephalopacy and mathalopacy, and received surgery on three occasions until March 7, 2012.

The Plaintiff suffered permanent disability of 100% of his/her ability to work due to both sides of the two parts of CT, both sides of which were implemented on June 5, 2012, and due to a wide range of cerebral ties on the left side, as the result of the two parts of CT implemented on June 5, 2012, without any communication due to food, marriage, and malutism even after having undergone the operation as above.

C. On October 31, 2012, the Defendant paid the Plaintiff the first grade disability pension.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 4, purport of the whole pleadings

2. The plaintiff.