When purchasing 15 tons of dump truck (C), the Defendant borrowed KRW 30 million from the Gluri Saemaul Community Fund in Daegu as security, but was unable to repay the above loan any longer due to economic difficulties, and was able to obtain a loan under the name of D, which was known to be a social partner, to repay the existing loan.

Accordingly, on December 201, 201, the Defendant called D at the construction site of Gyeongnam-gun, Chungcheongnamnam-gun, Gyeongnam-gun, and asked D to transfer the name of D or dump trucks in order to pay the loan now, and requested D or dump trucks only to transfer the name of D or dump trucks. The Defendant was issued a certificate of personal seal impression and a certificate of personal seal impression by D because it is necessary to transfer the name.

1. The Defendant, even though not having obtained the above D’s consent or consent, requested that “D shall deliver D’s certificate of personal seal impression and seal impression to the loan broker F, who is aware of the fact, to submit to a financial institution for a loan in its name, and “D shall prepare and submit documents, etc. to enable D to obtain a loan in its name at low intervals.”

Around December 20, 2011, the Defendant, via F, stated in the loan application form, a notary public, who had been holding 13-4, Susung-gu, Daegu-si, Daegu-si, 13-4, in the General Law Office for Law Firm Gyeong-gu, Law Firm Gyeongcheon-gu, the Defendant stated the loan application form in the column of the amount of the loan application using a stample, and indicated the “D” in the name column, and affix a seal attached thereto.

Accordingly, for the purpose of uttering, the Defendant forged a letter of loan application in the name of D, a private document related to rights and obligations.

B. The Defendant, via the above F, uses a sclick pen in the loan transaction agreement at the same time and place as the above paragraph (a).