1. around October 28, 201, the Defendant borrowed KRW 27,000,000 from the victim F in Seocho-gu Seoul Metropolitan Government E-building to the victim’s G company’s office operated by the Seocho-gu Seoul Metropolitan Government E-building after deducting KRW 3,00,000 from the victim’s interest and borrowed KRW 27,00,00 from the Hyundai Capital Co., Ltd., and received two vehicles of H and I E-cub vehicles as security.

On November 4 of the same year, while the Defendant kept two above vehicles for the victim, the Defendant embezzled the above vehicles worth KRW 140 million in total at the market price by refusing the return of the said vehicles, even though the victim repaid the borrowed vehicle through J and demanded the return of the said vehicles.

2. Around 16:00 on August 2, 2012, the Defendant: (a) obtained a certificate of personal seal impression, a certified copy or abstract of resident registration, a copy of resident registration certificate, a copy of resident registration certificate, a copy of a license, a common deposit passbook of a national bank (Account Number:L) and a certificate of personal seal impression from K to K in a coffee shop located in Yangcheon-gu Seoul Metropolitan Government, Yangcheon-gu.

The defendant, using the above documents delivered by K, forged an application for a loan in the name of K, and then acquired the loan by submitting it to the capital company, and then was willing to purchase the vehicle through the motor vehicle with the motor vehicle end.

Around August 3, 2012, the Defendant: (i) sent a car with the driver of the vehicle with the driver’s seal impression, etc., and asked that “I am stal that I am am stal that I am am stal that I am am stal that I am am stal that I am am stal that I am am stal that I am am stal that I am am stal that I am am. I am am stal that I am am stal that I would normally purchase I am stalk and am stal that I am am.

M is about KRW 29,00,000 of installment financing capital from KTM Co., Ltd. to the above-mentioned women.