보험금
1. The Defendant: (a) against Plaintiff A, KRW 21,428,571; and (b) against Plaintiff B and C, KRW 14,285,714, and each of the said money. < Amended by Presidential Decree No. 26350, Sep. 26, 2015>
1. Basic facts
A. The status of the parties A is that Nonparty D, who died of the following accident, and the husband who married on May 10, 1991 and was living as the married couple. Plaintiff B is a woman born between the above couple, Plaintiff C is a woman born between the above couple, and the defendant is an insurance company operating life insurance business, etc.
B. Around 2005, D entered into an insurance contract with the Defendant with the following content (hereinafter “instant insurance”).
(1) Insurance types: (2) Main contract coverage content: 50 million won at the time of the death (3) coverage content: A beneficiary of the payment of KRW 50 million at the time of the death due to a disaster; (4) the heir of the beneficiary of the payment of KRW 50 million at the time of the death;
C. Major terms and conditions of the instant insurance terms and conditions contain the following:
(1) The term “disaster” means an accident that occurs as a result of a contingency (Provided, That if a person who has a disease or a physical handicap causes and is caused by a minor external factor or the symptoms thereof are worse, the minor external factor shall not be considered as a contingency accident) and the accident according to the disaster classification table is prescribed as an item No. 13 according to the disaster classification table.
(2) The defendant is entitled to terminate the insurance contract with the reason for exemption (Article 23(1)1 of the Non-Distribution and Triopic Care Insurance (Life Penalty)) (Article 23(2)). The defendant is entitled to either not pay the insurance money or not exempt the payment of the insurance premium when the ground for the payment of the insurance money arose under the following cases:
-the insured has intentionally impaired himself, unless he has impaired himself from a mental illness condition and has committed suicide two years after the date of commencement of his liability;
In the event of an accident, D, around 00:10 on July 2, 2015, is mark from the cell bend to the bend of the ward, while the plaintiff was divided into the plaintiff A from Jincheon-gun, Jincheon-gun, 101, 702.