1. The Defendant committed the crime against the victim B by phone call to the victim B at a place where it is impossible to know the place of light on March 2017, 2017, refers to the purport that “the maintenance cost would accrue if he/she registers the name of the C point, and would have to divide the money from the money that he/she registered in the name of four,” and the victim was harsh, and the victim was transferred to the victim at a point where he/she was no more than the victim’s age and was transferred to the victim at that place, and the number of loans should be raised to the victim.

Even after receiving a loan, it was false to the effect that the money can be returned as it is, so he/she sees it, and wants to receive a loan in four names.

However, at the time, the Defendant did not have any money in the water without any particular revenue, and there was no intention or ability to receive the money from the victim to use it as a personal debt repayment, etc., so even if the victim received the money, he did not have any intention or ability to repay it without any problem.

Defendant deceiving the victim as above and let the victim borrow KRW 5 million from the D bank around March 14, 2017, and around that time, the victim acquired the above KRW 5 million from the victim’s name by withdrawing the above KRW 5 million from the victim’s name.

2. On April 19, 2017, the Defendant committed a crime against the victim E by calls from the victim E, a high school ward, the Defendant’s high school, at a place where the Defendant’s location cannot be known, to the Defendant’s crime. “The Defendant is aware of a person operating a domestic fund, and is punished by KRW 400,000 per day on the face of each year

“The purpose of “” means to the effect that the victim is harsh, and then the victim must be resolved by the victim’s failure to pay the victim at the central Dong of the Seocho-si of the next 09:00 on the following day, and the principal and interest of the loan will be repaid if the loan is made with money.

“A false statement was made to the effect that it was “.”

However, at the time.