1. In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport has operated the system of lending the entire housing loan to workers who borrow the entire housing loan at a rate lower than the market interest rate without securing the entire housing loan funds from the National Housing Fund.

대출 브로커들은 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee and planned to commit the crime by filing a false lease agreement with the lessee to make a false lessee. The false lessee filed an application for the loan of the pre-paid housing with the financial institution for the loan of the pre-paid housing while submitting the documents and the pre-paid contract with the false employment-related agency as above. The false lessor who is to engage in the lease of the house enters the request of the financial institution to verify the existence of the pre-paid housing contract, as if the lessor entered into the request of the financial institution to confirm the existence of the pre-paid housing contract, while performing their respective duties, and then applying for the loan of the pre-paid housing and receiving it

2. Specific criminal facts are false lessees, the Defendant, along with C, D, E, and F, a false lessor, obtained a loan for the entire housing loan by the above method, and conspired to divide it. Accordingly, C, etc., the Defendant, a loan applicant applicant, was drafted on February 2, 2012 as to the Defendant’s employment-related documents, such as a company’s certificate of employment, income tax collection receipt, payment specification, etc., and F’s H I Apartment 209-dong 204, Guro-gu Seoul, Seoul.