A. D, on February 15, 2006, borrowed KRW 200,000,000 from the Korea Venture Savings Bank as the due date for reimbursement on February 15, 2007 and KRW 23% per annum. In this case, the Defendants jointly and severally guaranteed D’s above loan obligations.

B. On May 25, 2007, the Korea Venture Savings Bank transferred the above loan claims to the Plaintiff pursuant to Article 14(2) of the Act on the Structural Improvement of the Financial Industry and publicly announced the transfer of claims on the same day.

C. As of December 30, 2009, D’s balance of the loan is KRW 100,142,460, and interest for delay is KRW 102,851,544. Thus, the Defendants are jointly and severally liable to pay to the Plaintiff the sum of the principal and interest of the loan and the agreed damages for delay on the balance of the loan.

2. Judgment with no ground for recognition (Article 208 (3) 1, and Article 257 of the Civil Procedure Act);