However, as to the defendants, two years have passed from the date of confirmation of each judgment.

Defendant

A takes the role of a false tenant to obtain a lease loan by using a false certificate of employment, a false lease contract, etc., and Defendant B takes the role of a false lessor who prepares a lease contract with Defendant A, and the Defendants conspired to obtain a false loan and share the same with each other by receiving a false loan.

Accordingly, around March 30, 2013, at the F real estate brokerage office located in Jung-gu Seoul Metropolitan Government, Defendant B prepared a false lease contract with Party B as if he/she had entered into a real lease contract with Party B, and transferred his/her name to Berer, and around that time, Defendant B transferred to Party B a false certificate of employment in the name of H representative I necessary for the application for the transfer of a house, certificate of source of income tax collection, and false lease contract prepared by Party B prepared by Party B to the Defendant.

Defendant

On April 8, 2013, A applied for a loan of the National Housing Fund loan of KRW 66 million to an employee in charge of loan at a new bank-based branch located in Jung-dong 490-1, Jung-gu, Seoul, Seoul, for a loan of the National Housing Fund of KRW 490,000,000, in fact, despite the absence of any intention to rent a house in accordance with the terms and conditions of the above lease contract, and even though there was no intention to use the loan in the State, A, while acting as if he were to use the loan as a security deposit, submitted an application for a loan from the National Housing Fund and an application for a credit guarantee from the Korea Housing Finance Corporation, accompanied by

As a result, the Defendants conspired with the name brobeer in collusion, and then acquired the entire housing loan amounting to KRW 66 million from the above bank from the above bank to the account in the name of one bank account in B.