2. The judgment of the court below is a favorable condition for the defendant, which leads to the confession and reflect of all the crimes of this case at the late time in the trial, and the defendant does not have any criminal records exceeding the same kind of criminal records or fines. However, the crime of this case is committed by deceiving three victims by deceiving them for a long time, even though the defendant does not have the ability to pay high interest rate, in view of the circumstances of the crime, period, frequency, amount of damage, relationship between the defendant and victims, etc., the defendant's liability for the crime was heavy, the damage was not recovered, except that some money was paid in the course of the crime, and it seems difficult to recover damage in the future in light of the economic situation of the defendant, etc., it is difficult for the victim to be punished against the defendant, and other various sentencing conditions as shown in the argument of this case, such as the defendant's age, character and conduct, motive, means and result of the crime, etc.

Therefore, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal of this case is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.