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(영문) 인천지방법원 2018.06.08 2016가합58474

보험에관한 소송

Text

1. The plaintiff's primary claim and the conjunctive claim are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 13, 2008, the Green Damage Insurance Co., Ltd. concluded with Defendant A an insurance contract indicated in the attached Table 1 (hereinafter “instant insurance contract”). On May 3, 2013, the instant insurance contract and the rights and obligations arising therefrom, or the contractual status, were transferred from Green Damage Insurance Co., Ltd. to the Plaintiff through a decision to transfer contract under Article 14(2) of the Act on the Structural Improvement of the Financial Industry.

B. The main content of the instant insurance contract is to pay 30,000 won per day of hospitalization, sick leave fees, etc. as insurance money where the insured is hospitalized in a hospital due to an injury or disease.

C. Defendant B received hospital treatment for 15 days from January 8, 2009 to January 22, 2009 as indicated in the attached Table 2, as well as for 15 days from Cneina, from the cneina, tensions, etc. of the bones, as well as for which he received hospital treatment for 603 days in total, due to 50,908,060 won (Defendant A10,300, B10, Defendant 40,607,950 won) from the Plaintiff under the insurance contract in this case.

On the date of the conclusion of the name of the insurance company's product, the insured status of 1 credit union Double Lififife 3 (Modern Security Type) 2007-06-222 135,800 33,800 NB 200 N B termination 2, 2008, 1308-10-13,699 50,908,060 A B 2008-10-1351,340 NB 208, 2008-10-1351,340 NB 440, 2009-6, 2000, B05, B08-10, B05, B08, 2005, B08, 205, B08, 340, 205, 205, 209, 2005, 209, 2005,