(However, the "creditor" is deemed to be the "defendant". 2. Judgment by confession (Article 208 (3) 2 of the Civil Procedure Act, the defendant is served with the original original of the payment order, and he did not submit a written reply, and he did not attend the court on the date for pleading, so the plaintiff's assertion is deemed to have been led to the confession of all of the plaintiff's assertion in accordance with Article 150 of the Civil Procedure Act).