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(영문) 수원지방법원안산지원 2016.10.13 2014가합25327

보험에관한 소송

Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On September 29, 2009, the Plaintiff entered into an insurance contract with Defendant B, stating the content of the insurance contract, “the content of the insurance contract” (hereinafter “instant insurance contract”) with the content of the main security for the death, after-the-job disability, and the cost of injury hospitalization, etc. as the insured by Defendant B as the insured.

B. The Defendant, as indicated in the following table, was hospitalized in a hospital for a total of 418 days from March 22, 2010 to November 22, 2014, and received treatment at a hospital for a total of 30 days, and was paid KRW 39,818,212 in accordance with the instant insurance contract by the Plaintiff.

순번 입원일자 퇴원일자 입원 일수 병원명 진단명 지급금액(원) 1 2010. 3. 22. 2010. 4. 12. 22 C의원 좌측 제4수지 중수골 골절 1,168,025 2 통원 치료 63,500 3 통원 치료 62,400 4 2010. 11. 2. 2010. 11. 16. 15 C의원 급성 장염 936,855 5 2011. 2. 26. 2011. 2. 26. 1 D병원 급성 장염 460,000 6 2011. 3. 1. 2011. 3. 24. 24 D병원 급성 장염 1,641,320 7 2011. 3. 28. 2011. 4. 18. 22 E의원 급성 장염 2,750,100 8 2011. 5. 18. 2011. 6. 7. 21 F병원 급성 장염 1,848,070 9 2011. 6. 24. 2011. 7. 11. 18 E의원 급성 장염 1,326,680 10 통원 치료 350,000 11 2011. 7. 20. 2011. 8. 8. 20 F병원 급성 장염 1,553,470 12 2011. 8. 29. 2011. 9. 19. 22 G병원 급성 장염 4,240,000 13 2011. 8. 29. 2011. 9. 26. 7 G병원 급성 장염 835,150 14 2011. 10 .10 2011. 10. 24. 15 F병원 급성 장염 600,000 15 2011. 10. 25. 2011. 10. 25. 1 F병원 급성 장염 409,880 16 2010. 12. 13. 2010. 12. 21. 9 C의원 배요부 염좌 491,584 17 2011. 1. 11. 2011. 1. 18. 8 H병원 불안정 협심증 787,894 18 2011. 11. 11. 2011. 11. 25. 15 G병원 담석증 730,190 19 2012. 11. 26. 2012. 12. 5. 10 G병원 담석증 400,000 20 2012. 12. 4. 2012. 12. 24. 21 I병원 인슐린-비의존 당뇨병 1,569,690 21 2012. 12. 31. 2013. 1. 14. 15 G병원 인슐린-비의존 당뇨병 2,219,610 22 2013. 1. 25. 2013. 2. 5. 12 F병원 인슐린-비의존 당뇨병 1,234,280 23 2014. 5. 9. 2014. 6. 8. 31...