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1. The Defendants are jointly and severally liable to the Plaintiff for KRW 53,00,000 and KRW 50,000 among them, from December 29, 2013 to October 2014.

Reasons

1. Loans of 50,00,000 won under the loan certificate (Evidence A) dated January 9, 2014, and interest or delay damages thereon [6% per annum (3,00,000 won) on an agreement from December 29, 2012 to December 28, 2013, and 10% per annum after December 29, 2013];