If the defendant fails to pay the above fine, one hundred thousand won shall be one day.

1. On February 20, 2010, the Defendant concluded that “C” restaurant located in Kimcheon-si, Kimcheon-si B would pay the credit card price to the victim D with the amount of the credit card if the Defendant borrowed three million won as it is necessary to pay the credit card price, and then receive the loan with the credit card after one week, and make a payment with the interest calculated as four copies per month.”

However, the defendant did not have any intention or ability to repay the borrowed money with bad credit standing because he did not have any special property or source of revenue.

The defendant was given 3 million won from the victim's seat.

2. On February 23, 2010, at the same place as indicated in paragraph 1, the Defendant concluded that “If the Defendant borrowed KRW 3 million from China to China due to the necessity of the expenses to be incurred in running the business, the Defendant would pay the Defendant with KRW 3 million prior to the loan from China to March 10, 201, based on the amount of interest calculated and paid in four copies per month.”

However, the defendant did not have any intention or ability to repay the borrowed money with bad credit standing because he did not have any special property or source of revenue.

The defendant was given 3 million won from the victim's seat.

3. On March 24, 2010, the Defendant made a phone call to the victim and made a false statement to the effect that “When entering China, the Defendant has to lend three million won from E type to the card and to pay the money. In lieu of this, the head of the passbook has to pay the money to E, and instead, the Defendant would make a payment to E type , and the interest would also be paid by calculating the amount of 6 million won borrowed prior to the discharge from China.”

However, the defendant did not have any intention or ability to repay the borrowed money with bad credit standing because he did not have any special property or source of revenue.

The defendant was given three million won from the victim's seat.

In this respect, the defendant deceivings the victim to take property.