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(영문) 대법원 2015.09.10 2015다217133

보험금

Text

The judgment below is reversed, and the case is remanded to the Daegu District Court Panel Division.

Reasons

The grounds of appeal are examined (to the extent of supplement in case of supplemental appellate brief filed).

1. An accident insurance is a personal insurance that covers the insured's bodily injury due to a sudden and incidental accident during the insurance period. In general, in addition to an accident that happens out of the Republic of Korea, if the causal relationship between the injury caused by an accident and the death or disability which is the result thereof is acknowledged as a result of the accident, and the injury is acknowledged as a result of the accident, the insured shall be liable to pay the insurance money as agreed upon at the time of the conclusion

(2) On October 11, 2007, according to the reasoning of the judgment below, the court below found that the deceased's pelke part of the pelke part of the pelke part of the pelke part caused by the accident of this case was not in a situation likely to cause harm to his life. Thus, it is difficult to see that there was a proximate causal relation immediately between the accident of this case and the deceased's death during the treatment of the injury caused by the accident of this case. Next, in the course of the treatment of the injury caused by the accident of this case, it is difficult to see that there was a reduced causal relation immediately between the death of the deceased and the accident of this case. In addition, the deceased's laopthic lathic throcytoptyura, hereinafter referred to as "ITP"), but caused the death of the deceased's pelke part of the pelke part of the 2013 Gamothic 28, 2013.