The Defendant, from around December 2015, organized four serial lines of 16 old accounts from around 2015 to around 10 million won with no special property or revenue sources, and recommended two old accounts from the fiveth day of each month to make up for two old accounts from the end of the twentyth day of the month (the fiveth day of each month, the 15th day, the 20th day, and the last day of the month), and decided to acquire money from the victims for the so-called “the so-called “the so-called “the so-called “the so-called” in which the Defendant received monthly contributions from the victims, and paid approximately KRW 64 million from the victims to December 2, 2016, and acquired a debt of KRW 80 million with financial rights, KRW 30 million, and KRW 2,000,000 from the financial rights, and acquired money from the victim to the end of this year.

1. 피고인은 2016. 5. 초순경 김해시 E에 있는 자신의 집인 F 빌라 101호에서 피해자 D에게 “ 김해시 G 빌라를 샀다, 잔금을 치러 야 하는데 돈이 부족하여 대출을 받으려고 한다.

In order to obtain a loan, it was false that the loan will be disposed of at least two months after a week, and the loan will be repaid and not be damaged.

However, in fact, the Defendant did not have purchased the above G Lending at the time and did not intend to use the loan as the balance of the above loan, but did not intend to use it for the repayment of the above excessive debt, and there was no intention or ability to pay the loan properly.

On May 20, 2016, the Defendant enticed the victim as such and caused the victim to enter into a joint and several guarantee contract for the loan to loan capital of this Won, and (State) C&A entered into a joint and several guarantee contract for the loan of 5 million won loan to the loan of this Won, and around May 23, 2016, the Defendant acquired property profits by having the victim enter into a joint and several guarantee contract for the loan of 3 million won loan to the loan of this loan of Taesan loan Co., Ltd., Ltd. (State), 3 million won loan to the Daesan loan Co., Ltd. (State), 5 million won loan to the loan of this loan of 1 million won in total. < Amended by Act No. 14458, May 23, 2016>