1. The Defendant committed the crime against the victim B was 10,000 won, composed of 10,000 won per month, which was 10,000 won, and was operated by the method of paying the interest, from the following month, after receiving the limit amount to KRW 1,10,000,000,000,000, including the interest.

On March 15, 2010, the Defendant made a false statement to the effect that “Around March 15, 2010, the Defendant would normally pay KRW 1,100,000,000 to the victim for monthly payment after receiving the guidance money, because it would enable the victim to receive the guidance money rapidly necessary.”

However, even if the Defendant received KRW 10 million from the victim due to economic difficulties, such as the amount equivalent to KRW 27 million, the Defendant did not have the intention or ability to pay the amount normally.

The Defendant, by deceiving the victim as such, received KRW 10 million on the same day from the victim and acquired it by deception.

2. Crimes against victims D;

A. On May 27, 2010, the Defendant made a false statement to the effect that “F clothes in the “F” clothes of the Defendant’s operation in Gangnam-gun, Gangnam-gun, Inc., would be repaid immediately if the Defendant borrowed money from the victim D.”

However, even if the Defendant borrowed money from the victim because of such economic difficulties, the Defendant did not have any intent or ability to repay it.

As above, the defendant deceivings the victim as above and obtained 1,50,000 won from the victim's position and acquired it by fraud.

B. Around June 15, 2010, the Defendant made a false statement to the effect that “The Defendant would pay back money immediately if he/she borrowed money to the victim,” at the above place.

However, even if the Defendant borrowed money from the victim because of such economic difficulties, the Defendant wishes to repay it.