If the defendant does not pay the above fine, 50,000 won.

1. On October 30, 2012, the Defendant embezzled, on his own initiative, one of the credit cards owned by the victim B (the age of 40) on the subway line 2 subway line platform in the Gwanak-gu Seoul Special Metropolitan City, Seoul Special Metropolitan City, 1640-1, but without following necessary procedures, such as discovering that one of the credit cards owned by the victim B (the age of 40) was lower from the floor and returning it to the victim.

2. Violation of the Specialized Credit Financial Business Act, and fraud;

A. On October 30, 2012, around 17:49, the Defendant purchased “D” located in the subway station located in the subway station located in Gwanak-gu in Seoul Special Metropolitan City, and had the victim’s credit card lost as referred to in paragraph (1) appear to have been owned by the Defendant, and had the above employees of the store pay KRW 28,000,000, considering that the victim’s credit card was owned by the Defendant.

Accordingly, the Defendant used lost credit cards, and by deceiving the said employees, exempted them from paying an amount equivalent to 28,000 won, such as glutinous rice, thereby taking economic benefits equivalent to the said amount.

B. On October 30, 2012, the Defendant purchased 10 cigarette at the F convenience store located in Gwanak-gu in Gwanak-gu in Seoul Special Metropolitan City on October 30, 2012, and presented the credit card of the victim lost as set forth in paragraph (1) to the person who was unaware of the name of the employee of the above convenience store, as if he were the Defendant, to pay 25,000 won.

Accordingly, the Defendant used lost credit cards and by deceiving the said employees, thereby avoiding the payment of the amount equivalent to 25,000 won of the tobacco value as above, thereby taking economic benefits equivalent to the said amount.

C. On October 30, 2012, at around 18:03, the Defendant purchased a supplic, etc. at “H” located in Gwanak-gu in Seoul Special Metropolitan City, and had the victim pay 58,700 won of the price by presenting the lost victim’s credit card as stated in paragraph (1), as if the Defendant was the owner of the said store, to the person who was unaware of his name.

Accordingly, the Defendant used lost credit cards and by deceiving the above owner of the business, exempted the payment of the above amount of 58,700 won for the meat price, thereby taking property benefits equivalent to that amount.