A. The Korea Technology Finance Corporation (the statutory name is the Korea Technology Finance Corporation; hereinafter “Korea Technology Finance Corporation”) is a financial public corporation that provides technology guarantees through evaluations of technological feasibility of small and medium enterprises lacking collateral capability but provides support for smooth obtaining of loans from financial institutions, etc., the Korea Technology Finance Corporation is a financial corporation that provides support for a new technology enterprise to undergo a technology credit guarantee. The Korea Technology Finance Corporation shall review documents, such as a technology and business plan submitted by the applicant enterprise and conduct a field investigation and determine the amount of guarantee support within the scope of 90% or 100% of the amount of the application for the loan and issue a guarantee bond to the applicant enterprise. A financial institution that has received the guarantee of the Korea Technology Finance Corporation shall provide the applicant enterprise with the operating funds or facility funds, but the applicant enterprise shall repay the loan to the financial institution after the repayment of the loan, but the Korea Technology Finance Corporation is responsible for the subrogated repayment of the loan within the scope of the above guarantee and operates the remainder of the loan that the relevant financial institution is responsible for the loan.

Meanwhile, apart from the above technology guarantee, the Korea Technology Finance Corporation established around May 30, 2012, with the financial resources of KRW 100,000,000,000,000,000,000,000,000 for youth business start-up through support for young generation, operated the "Juvenile Start-up Foundation" guarantee system to help small and medium enterprises, etc. during the mid-term period from the establishment to the mid-term period of 2013, entrusted the said Korea Technology Finance Corporation with the affairs of applying for consultation, investigation, and examination of guarantee, etc.