A. On November 16, 2018, the Plaintiff entered into an insurance contract with D (hereinafter “D”) with the following content (hereinafter “instant insurance contract”).

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B. A fire at around 08:20 on December 22, 2018 (hereinafter “instant fire”) occurred from a factory building located in D, Kimpo-si, Kimpo-si (hereinafter “instant factory”), causing damage to the building and the building, fixtures, etc. adjacent to the machinery, facilities, movables, etc. in the factory, including the factory building, and adjacent thereto.

C. On December 22, 2018, the Gyeonggi Kimpo Police Station investigating the instant fire conducted a joint identification with the Scientific Investigation Team and the National Scientific Investigation Institute, etc. (hereinafter “S”). ① AS was requested to Defendant B (hereinafter “B”), a manufacturer of press machinery using press machine operation before the accident occurred, and Defendant C, a staff member in charge of the instant fire, performed repair of press machine at the instant plant while repairing press machine, and stated that the electric wire was closed temporarily because the repair was not completed, and that the electric wire was cut down temporarily. ② As a result of the reduction of the scientific investigation team type at the scene of science investigation, the key key point is identified from the wall interruption to the power distribution base, and the key key factor is identified from the scopic framework that can be seen as a type of fire generated from the scopic electrical research institute, ③ the key key factor is identified from the scopic electrical research institute to the scopic electrical research institute.