[Attachment] From October 2012, the Defendant: (a) served as a taxi engineer of C in Jeonju-gun; (b) on January 5, 2013, the Defendant, while driving a taxi at the summer-gun; (c) served as a taxi customer in D located in D, with a chance to care for a taxi customer; and (d) on January 2017, the Defendant offered a guarantee to the victim at the early police station’s place with a view to obtaining a loan of KRW 20 million; and (b) upon receipt of a loan under the name of D’s credit, the Defendant provided a single loan and repaid all the loan to the victim; (d) around January 5, 2017, the Defendant extended a loan of KRW 30 million to the victim with a total of KRW 40 million from G and other companies; and (e) extended a loan of KRW 400,000,0000,0000,000 to H174,717.

1. On January 2017, the Defendant made a false statement to the effect that “The amount of KRW 47 million borrowed from H Bank shall be repaid to the victim at an influent site on January 2017, 2017,” and that “The Defendant shall lend money to be invested in the money of KRW 47 million and the amount of money to be repaid in the guarantee line and in the adult game room.” The Defendant also received a single loan and shall pay the money to the adult game room.”

However, at the time, the Defendant was in an economically difficult condition because of the lack of income to the extent that the taxi commission was not properly paid. The Defendant had an individual liability equivalent to 46 million won. In fact, the Defendant was unable to make a joint loan that the Defendant stated, and the said loan was made under the sole name of the victim. The Defendant did not have the ability to receive a sole loan, and the Defendant was an entity of the adult game room in which the Defendant invested.