However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

1. On January 2018, the Defendant was willing to withdraw the money that was damaged by singishing and transfer the money to the singular passbook in order to punish the daily living expenses, etc. and to make a cash withdrawal.

On January 2018, the Defendant: (a) proposed that “C,” which was known through the search of “a large-sum Albaba,” on the Internet portal site, sent a 3% of the withdrawn amount to the designated account after withdrawing the said money; and (b) received a check connected to the bank account in the name of the Defendant, which was sent to Kwikset through Kwikset’s services.”

The person under whose name the lending was made on January 22, 2018 shall call to the victim F and shall be “one Savings Bank” despite the absence of the intent or ability to permit the lending of the loan.

On January 22, 2018, the Defendant received KRW 6 million from the damaged party to the deposit account in the name of the NongHyup Bank (E) designated by the above-mentioned person on January 22, 2018. While the Defendant attempted to withdraw the above amount according to the above-mentioned order of withdrawal, the Defendant did not withdraw it from the wind that was first registered as the accident account.

As a result, the Defendant received a physical card connected to the above bank account in the name of the above D from the above person in the name of the defendant, and made it easier to commit the crime of fraud of the above person in distress.

2. Violation of the Electronic Financial Transactions Act;

A. On January 22, 2018, the Defendant received a proposal from the above-mentioned G home delivery business office located in Yeongdeungpo-gu Seoul Metropolitan Government, stating that “The Defendant would give 3% of the withdrawn amount if the said money was transferred to a designated account after withdrawing the said money,” and received a new bank check (credit number I) in H’s name, and a Saemaul safe credit card (credit number J) in H’s name.