1. Around July 31, 2016, the 29 million investment Defendant was making a loan to the victim C’s office located in Guro-gu Seoul Metropolitan Government, and the victim is making a loan to the individual by taking credit cards and vehicles as security.

A company operating within the Republic of Korea is 5 companies, and a part of the loan is invested, 10% interest per share will be paid.

The principal shall be returned within three months.

“.......”

However, in fact, the Defendant did not operate an enterprise that lends money to individuals with credit cards and vehicles as collateral, and only took advantage of its entire multi-stage business expenses, living expenses, etc. from the injured party, and only thought that if profits occur in the multi-stage financial business, the interest would be paid to the injured party. Therefore, the Defendant did not have any specific property in the name of the accused, and thus, did not have any director or ability to generate profits or return investment money by investing in the loan business

The Defendant, as such, by deceiving the victim, received KRW 3 million from the victim to the Agricultural Cooperative Account (D) in the name of the Defendant around August 1, 2016 from the victim, and received KRW 29 million in total from August 23, 2016 until August 23, 2016.

In this respect, the defendant deceivings the victim and obtained the delivery of 29 million won.

2. On August 2016, the Defendant of card-related 100,000 won fraud requires the victim to change the credit card of the victim in order to raise cash by referring to the 'de-line tin card', the Defendant would pay the victim the amount of use of the credit card by paying the credit card, by recognizing the amount of use of the credit card as an investment, and by paying 10% of the credit card limit at the end of each year.

“.......”

However, in fact, the defendant did not have any property in the name of the defendant because of the situation like Paragraph 1.