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(영문) 서울중앙지방법원 2018.10.10 2017가합580984

보험금

Text

1. The plaintiffs' claim for the plaintiffs' claim for the defendant's case insurance, and the defendant Eul's defendant Eul insurance.

Reasons

1. The Plaintiffs are parents of C (hereinafter “the deceased”) who died on the following grounds. The Defendants are insurers who concluded an insurance contract with Plaintiff B with the deceased as the insured.

Plaintiff

B On May 23, 2014, between Defendant Liber Life Insurance Co., Ltd. (hereinafter “Defendant Liber Life”) and Defendant Liber Life Insurance Co., Ltd. (hereinafter “Defendant Liber Life”) entered into a contract with the Deceased as the insured, and the Plaintiff B as the beneficiary upon the death of the insured.

(hereinafter referred to as the "Cratum Insurance") - A special agreement for guaranteeing non-dividend death: 50,000 won when the insured dies during the cover period due to a disaster, - Article 5 (Reasons for Non-Payment of Insurance Money) of the Clause of the Special Agreement for the Guarantee of Undividend Death)

1. Where the insured intentionally damages himself/herself: Provided, That he/she shall pay insurance proceeds in any of the following cases:

Where the insured has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., in particular, he/she shall be paid insurance proceeds for death of a disaster.

The main contents of the terms and conditions of the cancer insurance in this case are as follows.

In addition, on July 1, 2015, Plaintiff B entered into a contract with Defendant K non-life insurance Co., Ltd. (hereinafter “Defendant K non-life insurance”) as the insured; and (i) KB Yesesk 365 Health Insurance (15.06) (21800) with the beneficiary at the time of the death of the insured as the legal heir.

(hereinafter referred to as the “instant health insurance”). - Insurance proceeds at the time of general injury or death: 250,000,000 - Article 6 of the General Terms and Conditions (Reasons for not paying the insurance proceeds): Where the insured intentionally damages himself/herself: Provided, That in cases where the insured has damaged himself/herself under a condition that it is impossible for him/her to make a free decision due to mental disorder, etc., the insurance proceeds shall be paid.