A. Party 1) The Plaintiff is entitled to a convalescent hospital (hereinafter “instant hospital”) with the trade name of “D convalescent hospital” by leasing the first floor and the second floor and the seventh floor of the building in Seoul Special Metropolitan City, Gwanak-gu.

(2) Defendant B is a person operating a motor vehicle maintenance service business (hereinafter “instant motor vehicle maintenance facility”) under the trade name of “E” by leasing one floor of the said C building.

3) Defendant Samsung Fire Marine Insurance Co., Ltd. (hereinafter “Defendant Co., Ltd”).

(3) As to the instant automobile maintenance shop with Defendant B, the fire insurance contract with the following content (hereinafter “instant insurance contract”).

(1) The insurer is the insurer that entered into the contract. As the NEW carbon of the non-dividend Samsung Fire Property Insurance, the policyholder and the insured: the insurance period from September 1, 2015 to September 1, 2020: the content of the insurance coverage and the maximum amount of compensation ① the liability for fire (explosion insurance), the liability for fire (including explosion), the liability for damages (including explosion), the liability for fire (including explosion), the liability for damages) the amount of KRW 500,000,000, and the liability for fire (including explosion), the amount of KRW 100,000 for fire (including explosion), the amount of damage, the amount of KRW 20,00 for each injury (including explosion), and the amount of KRW 10,00 for each injury).

B. On June 1, 2016, around 10:58, 10:58, a fire in the instant automobile maintenance shop is a simple warehouse of less than 2 meters in width and 5 meters in length, made on the right side of the instant automobile maintenance shop using a sandd position panel (hereinafter “instant warehouse”).

3) In the case of the instant fire, the instant fire is deemed to be the “instant fire”

A) As a result, Defendant B’s employees reported the occurrence of a fire to the competent fire station. (ii) From 11:05 to 11:15 to 11:15, the fire officers called out after receiving the said report arrived at the scene of the fire and started fire extinguishment, the number of patients 14 who were administered in the blood turbing room were transferred to the second floor of the instant hospital. The Plaintiff and the employees, who were working at the time of the instant hospital, were subject to the said postponement.