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(영문) 대구지방법원김천지원 2016.04.21 2015가단32963

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by each person;

Reasons

Around June 14, 2014, the Plaintiff: (a) purchased the Defendant’s non-dividend Samsung Fire Integration Insurance NEW Spus (1404) insurance; (b) the insured died as a direct result of the injury under the insurance contract; (c) the Defendant is obliged to pay KRW 30 million to the Plaintiff who is a beneficiary (excluding death due to a disease) (Article 1 of the Special Clause of the Injury Death Death), and (d) B, as of October 31, 2014, the fact that the Plaintiff died due to the Plaintiff’s son’s 111-dong 1202, the Plaintiff’s home, as of October 31, 2014, did not conflict between the parties, or that it can be recognized by adding the entire purport of the arguments to the Plaintiff’s 2,3,5, and 6. Therefore, barring any special circumstance, the Deceased is deemed as having died due to an external factor, and thus, the Defendant is obligated to pay the insurance proceeds to the Plaintiff.

In this regard, the defendant's defense that the deceased's suicide was exempted from the liability of the defendant. According to the above special condition of death of bodily injury, Article 5 (1) 1 of the above special condition of death provides that insurance money shall not be paid in case the insured intentionally damaged himself. The deceased frequently drank the normal alcohol, and she dniffed the alcohol at the time of the death. The deceased's wife was found in the kitchen toilet where the deceased had been living continuously for about 10 days, and dniffed the alcohol at the time of the death. The deceased's wife was found in the kitchen toilet where the deceased was dnife in the inside, but the deceased was dniffed with the body of the deceased, who was in the room, without being dniffed with the body of the deceased, and was dniffed with the body of the deceased, and was separated from the body of the belt, and the deceased's height of the body of the deceased's body of 10cm and 15m of the body of the deceased.