When the defendant does not pay the above fine, 100,000 won.

1. After becoming aware of the so-called “work loan” business operator who received a loan from a financial institution through online site search, the Defendant conspireds with B, C, and D, the above business operator, who received a loan by using documents, etc., and the Defendant, even though the Defendant did not have concluded a lease contract on the apartment owned by E, entered into a false apartment lease contract with the above apartment and entered into a false apartment lease contract, etc. as if the lease deposit was paid, thereby obtaining a loan from a financial institution as security.

On July 2, 2013, the Defendant, in collusion with B, C, D, etc., submitted an apartment lease contract in collusion with the employee in charge of the above bank loan at the original branch of the Korean bank located in Gyeyang-gu, Seoyang-gu, Seoyang-gu, Yangyang-si, Kimpo-si, stating that “The Defendant would pay the building owner a deposit of KRW 130 million and reside in the lease on a deposit basis” when the Defendant submitted an apartment lease contract in the manner that he/she had a deposit of KRW 130 million for the F apartment 112 Dong 102 and 1002.

However, the Defendant did not actually conclude the above lease contract, and the deposit was not paid, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

In collusion with B, C, D, etc., the Defendant: (a) by deceiving the said employee and by deceiving the said employee for the purpose of loans from the said employee; (b) did not intend to obtain the money owned by the National Bank, which is the victim; (c) but did not bring about such intent by refusing to approve the loan; (d) applied for the loan to the bank four times from July 24, 2013, but did not bring about such intent.

2. The Defendant’s business loan fraud is so-called a financial institution’s loan by forging documents, etc. through online site search.