보험에관한 소송
1. All of the plaintiff's claims are dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
1. Basic facts
A. On March 208, 2008, Defendant B entered into an insurance contract (hereinafter “instant insurance contract”) between the Plaintiff and the insured as Defendant A’s children, which is the same as the attached Form in which the insured is the Defendant A (hereinafter “instant insurance contract”).
B. The content of the instant insurance contract covers 129,200 won for monthly payment of the insurance premium, and 20 years for the period of the insurance premium payment. The major contents of the instant insurance are as follows: (a) in the event of death or disability caused by an injury, the amount of the insurance coverage is paid according to the rate of payment; (b) in addition to the basic security of the injury or disability after death, the amount of which is paid according to the rate of payment; and (c) in the event of hospitalization and treatment for disease, the amount of the insurance coverage
C. After the Defendant A entered into the instant insurance contract, the Defendant A received the hospitalized treatment for 77 days from May 13, 2008 to July 28, 2008, for 1,284 times in total from May 13, 2008 to October 13, 2014. Accordingly, the Plaintiff paid KRW 243,070,927 in total to the Defendants.
The details of the conclusion of the insurance contract with Defendant A as the insured and the insurance contract with Defendant B or Defendant A as the insured amount are total of 39 items, and among them, the special hospitalization agreement similar to the insurance contract of this case is added.
With the same content as the entry in the port, the insurance contract for which the insurance money was paid due to an insured event for which the Defendant A received hospitalized treatment, and the details of the insurance money received by the Defendant A as specified in the following table:
(1) On September 23, 2004, KRW 82,500, KRW 95,393, KRW 24,700 on July 26, 2004, KRW 79,150 on July 26, 2004, KRW 3,000, KRW 153,00 on the receipt of monthly insurance premium in the name of the product insured as of the date of the insurance company’s contract. < Amended by Presidential Decree No. 15357, Aug. 12, 2004; Presidential Decree No. 15307, Oct. 3, 2004; Presidential Decree No. 101758, Apr. 4, 2000.